FairMoney App


In the last four years, over 3 million customers have relied on us for loans.
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FairMoney Loan App
Jul 28, 2022
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Download FairMoney APK which helps you to get fast loans but also renew your cable TV subscriptions & recharge airtime and data with a 3% discount and no transaction fees!

Now loans up to ₦500,000!

Fairmoney Loans:

Instant loans up to ₦500,000 without collateral or paperwork.
If you need money for your business or a personal loan, download the FairMoney app, sign up and follow a simple application process to get an instant loan in only 5 minutes.

FairMoney is a fast, secure, reliable, and free Android mobile banking app, available in Nigeria. We make getting loans and paying bills fast and easy. You can also earn bonus cash when you invite your friends.

Loan Installment And Interest Rate:

On FairMoney anyone can access between ₦1,500 to ₦500,000 in loan amount with repayment periods from 60 days and above.

Monthly interest rates range from 10% to 30% and respective APRs from 120% to 360%.

We are giving up to 1% daily discounts to reward our clients for early re-payments and charge up to 1.5% daily late fees for late payments.

There are no additional fees for processing your loan or any hidden costs associated.

You can repay your loan via bank transfer with your unique Providus Bank account number, USSD, or debit card.

An Example Of A Fairmoney Loan:

Borrow NGN100,000 over 3 months
Interest rate: 30%
Three repayments of NGN 43,333
Total amount payable: NGN130,000
Representative: 120% APR

Bill Payment:

FairMoney offers discounts on online payments!
Now you can renew your subscription on DStv, GOtv, and Startimes with NO TRANSACTION FEES!
You can also get a 3% discount instantly when you buy airtime and mobile data on all networks in Nigeria (MTN, Airtel, 9Mobile, and Glo).

Anyone in Nigeria can renew cable TV subscriptions and recharge airtime and data to increase your credit score and get higher loans and discounts.

For more information keep reading below or read our Frequently Asked Questions (FAQs) on www.fairmoney.ng. You can also send us an email to help@fairmoney.ng or from 9 am-5 pm every Mon-Fri.

Why Choose Fairmoney?

We are more than a loan app.

Need a business or personal loan, or a quick and easy way to pay bills? FairMoney is the answer!
We are working hard to provide you with the best services to make your life better. Very soon you will look to FairMoney for your electricity bill payments, current account, savings, and much more!

  • All you need is your phone number and BVN to apply for a loan of up to ₦500,000 from your phone.
  • You will receive your loan in only 5 minutes!
  • Spread repayments in multiple installments for more flexibility and ease.
  • We encrypt the data you choose to share with us to protect your privacy.
  • Get an instant loan or make payments with no hidden charges or transaction fees.
  • Build your credit score and get access to higher loans, discounts, or flexible interest rates when repayments are made on time.
  • Track your loan history and transactions to stay on top of your finances.
  • We reward you with an N500 discount on your loan when you invite your friends to get a loan with FairMoney.
  • Get a 3% discount when you buy airtime or mobile data and pay no transaction fees when you renew your cable TV. The cheapest rate in Nigeria!

HOW TO SIGN UP On FairMoney:

  1. Download the FairMoney app
  2. Sign up with your phone number
  3. Create your secure PIN


  1. Click ‘Apply’ on the home page
  2. Answer a few simple questions
  3. Receive a loan offer
  4. Select amount and period
  5. Accept loan offer
  6. Enter bank details to receive your money

How To Pay Bills:

  • Select ‘Airtime, bills’ from the main menu
  • Select a category (‘Airtime’, ‘Data’ or ‘Cable TV’)
  • Follow the on-screen instructions
  • Choose a card
  • Confirm payment